Mr. Carhart is a veteran investment and research professional with extensive portfolio management experience. Steve’s previous investment experience included three years as Vice President and portfolio manager of a major mutual fund at Pioneer Investment Management and five years as Vice President and portfolio manager of the Baker Fentress closed end mutual fund. In earlier stages of his investment career, he managed equity and balanced portfolios at the Northern Trust Company as well as founding the investment research firm Carhart Associates Inc. Steve is a graduate of the Massachusetts Institute of Technology with an SB in Electrical Engineering. He also earned an SM from the Program for the Social Application of Technology in the Sloan School of Management at MIT. He is a Chartered Financial Analyst, and a member of the CFA Institute and the Boston Society of Security Analysts.